For families that own their homes or individuals that want to start a family soon and are looking for their first home, you have another option. Applicant Mortgage Brokers is offering affordable mortgage and protection solutions that meet the specific needs of each family. Even for people with adverse credit, multiple sources of income, or do not fit the profile of the typical high street lender, Applicant Mortgage Brokers may have a solution for you.
Families should not need to change their lifestyle because they have a mortgage. Clients are at different stages of their journey and have different needs. Therefore mortgage and protection solutions should be suitable for the family throughout their journey. It is also prudent for families to be protected for any possible financial risk that may result from the loss of income.
Daniel Baskerville founded Applicant Mortgage Brokers in the autumn of 2020. The Buckinghamshire based independent mortgage and protection adviser offers whole of market mortgage advice. With their long-standing experience and expertise in the market, they seek to find the right solutions for you even if you do not fit the typical high street lending criteria. Applicant Mortgage Brokers are dedicated and passionate about meeting the family’s needs and making sure they are fully protected from unforeseen circumstances.
“We are really passionate about our services to families. We want them to have the right mortgage solution and protection as well. Our range of protection products - Life cover, Critical Illness, Family Income Benefit and Income Protection are options that minimize the financial burden if there is a death in the family or major changes to the family’s circumstances that affect their income.”
“There have been situations where families only have life cover. When a breadwinner dies, the mortgage is paid off. That is great but what of the loss of income? Will the family stop having holidays or stop the kids music lessons? Will they have to substantially change their lifestyle as there are no longer two incomes instead of one? Assuming one parent worked part-time to help with the kids at their early stage, would their work arrangements change? There are so many different scenarios.”
“Our clients are at the centre of everything we do. Whether a first-time buyer or a homeowner, we offer the right information. As professionals, we get to know them and understand their circumstances to propose the right solutions. It could be adverse credit, they could be struggling to find the right mortgage product or they have existing protection and their circumstances have changed. We do our best to get the right solution for them.”
"Applicant Mortgage Brokers offers a dedicated and professional service that helps people. The mortgage and protection industry can seem complex. There is always new information and it can be challenging to keep up. Our clients must have a smooth journey from that initial contact, through completion and throughout the period they are paying off the loan."
Dan took a different path to a career as a mortgage broker. “I was working in customers homes on behalf of the Flooring department of a well-known retail brand. Engaging customers and helping them make the right decision is what I enjoy. In some cases, the customers had limited knowledge of the products they wanted to purchase. Helping them make the right decision for items they will have for a long period can be rewarding.”
“When I considered a career change, it was always going to be about helping people make the right decisions in otherwise complex situations. I decided to become a qualified mortgage broker. Since becoming qualified, I have also worked for a Specialist Master Broker. I also knew that I wanted the flexibility of working for myself. With the changes in market and industry, I thought what better time to strike off on my own.”
“Our office is in the business park in High Wycombe. We are getting more recognition and enquiries in the local area but can assist clients throughout the UK. The team will expand over the coming months as we add more clients. With all the uncertainty and movement restrictions, we are still getting our message out there through videos, social media and our website. At the moment, we do short videos addressing a particular topic as a way of educating and informing the public.”
“Our product range also caters for a wider demographic. For example, we can also advise on lifetime mortgages for over 55’s. Through our networks and other relationships, we enjoy working with families and those thinking of starting families. We want to help them get the best possible start. Finding the right house and an affordable mortgage are important. We are here to help.”
Contact Applicant Mortgage Brokers for independent mortgage and protection solutions.